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The devastation from a fire loss is a terrible experience for any family or business. It causes extreme stress both emotionally and physically, and unfortunately the decisions that are made during this trying time can have lasting consequences on the results of your insurance claim. Good Claim Public Adjusters has seen all sorts of mistakes people have made in handling their restoration company or neglecting to read contracts. With our years of restoration experience prior to working as public adjusters, we understand proper estimation and construction practices. We can help you negotiate the complications of fire insurance claims, and work on your behalf to get your fire claim paid quickly.
The primary goal in beginning the claims process with your insurance company is properly evaluating the scope of damage, and analyzing the policy itself in comparison to your specific situation. We look at the degree of structural damage and the extent of damage to personal or business property – what is salvageable and what is destroyed.
It is not uncommon for disputes to occur between the insurance carrier and policyholder over the repair of items which are, in fact, a total loss. Insurance companies do not want to spend limited resources on restoring an item that will only end up being replaced anyway. Good Claim Public Adjusters has experience in the fire restoration industry, and we are able to advise you after your fire loss so you do not run into this problem.
The damage done by a fire includes:
In the case of a severe fire, all of these components combine to make a residence or business uninhabitable and unusable.
With Good Claim Public Adjusters on your side, we can help determine what experts and specialists should be used in creating a comprehensive plan for restoring your property after a fire. It is possible that structural engineers, electronics technicians, restoration and cleaning specialists are needed. Instead of signing a blank authorization for a company to come in and do all the work, consult with us – we will determine what your policy will cover, and make recommendations to you on how to proceed.
Our team has decades of experience handling fire damage insurance claims, and we can help guide you through towards a fair resolution agains the insurance company. You are not alone, so don’t try to navigate alone.