Water Damage Fernandina Beach FL, Hurricane and Storm Damage Insurance Claims

Call Us Now at 904-719-4975

  • We advocate for you, not the insurance company
  • We handle your whole claim and make sure all damage is correctly compensated
  • 25+ years of experience with water damage claims

We advocate for YOU, not the insurance company.

We assist our clients with the highest level of integrity and service.

Frank Lee Evans

Public Adjuster

The story of Good Claim Public Adjusters began with a revelation – that when tragedy strikes, the burden of an insurance claim becomes an unwanted necessity that must be endured. Frank Lee Evans has spent nearly three decades helping his clients get their lives back together. His sense of duty and responsibility drive his service each day.

  • We organize and manage your claim so you don’t have to
  • We are familiar with the language of both the insurance policy and how they are enforced
  • We can get a faster resolution of your claim
  • We know your rights as a policyholder
  • We help you take full advantage of your policy

From Our Clients

Thank you Frank Evans for your five star service to my wife and I in the aftermath of a storm! Before Frank was recommended to us we were constantly on the phone, emailing, texting, sending pictures and information to our insurance company. There must have been 4-5, or more, people we spoke with at different locations related to our insurance company. It often seemed that their “left hand did not know what the right hand was doing.”… After Frank came on board to take over, things got much easier, immediately. He became our advocate shouldering the load taking most of the stress off of us… Frank gave us a lot of peace and encouragement throughout this process and got back with us promptly when we had questions. I believe that Frank is a man of integrity and great professionalism, certainly a pleasure to work with. With Frank’s help, I believe that we received considerably more in financial damage claims than we would have received on our own.

Joseph M.

Thanks to the work of Good Claim Public Adjusters. They did deal with the insurance company and got a settlement worked out.

Raphael B.

My family and I were devastated when a storm affected our home. Good Claim Public adjusters were friendly, professional and informative in every step of the process. They walked us through every step of the claim which allowed our family to get back to living and stop worrying. Our family is extremely satisfied with the service and we would highly recommend them to anyone else in need after a disaster.

John S.

Thanks to this wonderful company for helping us get through one of the most frustrating times in our life. We found ourselves dealing with water damage and mold issue in our home and we struggled with our insurance company to get properly reimbursed. Thanks to Frank and Tabitha for using their vast knowledge and experience to handle matters with the insurance company for us. They were able to get our insurance claim resolved and paid so that we could get back to our normal lives. They were very professional, helpful and kept us informed every step of the way. I don’t know what we would have done without their help! It’s so refreshing to know that there are people out there that still care and want to help others. We will be forever grateful! Thanks again for everything!

Susan W.

Good Claim Public Adjusters are great! We received excellent service in a professional and timely manner. They are hardworking, professional, and caring. Frank and Tabitha are exceptional at what they do. They handled everything from start to finish. And the best part is we never had to deal with the insurance company again!

Lisa A.

Like many, our properties were severely damaged by the high winds and water associated with a storm. Your sustained attention to timely detail, knowledge of the insurance claims business, and construction knowledge and estimating skill as applied to our claims has enabled us to go on about the important business we had after this storm happened and this relief worked very well for us. We appreciate that you were able to handle the insurance companies, their processes, and their constantly changing work staff while staying focused upon “our” losses, enabling “our” family to be confidently indemnified and made whole by our insurance carriers. We feel that without your help and guidance we would no doubt have suffered a substantial loss of time and treasure and for your efforts, we are eternally grateful.

Wayne M.

My husband and I recently encountered an unjust denial by [our insurance] of a hail damage claim. Every other home in our community was approved by homeowners’ insurance to replace their roofs due to an intense hail storm, except ours… We felt helpless to fight for justice against a powerful, recalcitrant company that would not honor the terms of our policy. A roofer referred us to Frank Evans… He proceeded, on our behalf, to engage with [our insurance] in an honest effort to persuade them to honor our policy. Throughout this unfortunate circumstance, Frank fought for us as if this were his own problem to solve. He continuously made judgment calls that were honest and in our best interest. He cared about our situation and called upon other experts, e.g. engineers, lawyers, and other adjusters. For those who legitimately find themselves at odds with an insurance company that is supposed to honor their policies for evident property damage, I highly recommend Public Adjuster, Frank Evans.

Linda S.

Our home had extensive damage from a storm. Frank was recommended to help me navigate through the catastrophe claims process with my insurance company. Because of his expertise, we received a sizable check that covered the roof replacement and repairs to my kitchen and walls. Without his intervention, I’m sure they would have given me nothing but a headache! I recommend him to anyone who has to deal with an Insurance company! He went the extra mile to make sure all steps were covered and the customer is reimbursed accordingly and justly. I would give him 10 stars if I could!

Shelly S.

I have worked with Good Claim for quite some time and what strikes me the most is how much they truly care about each individual homeowner. Unlike many other public adjusters, Good Claim does not let their claims sit without any action. They are persistent, thorough, professional, and highly effective. As a fellow business owner, who I choose to recommend is a direct reflection of my brand – I am always proud to recommend Good Claim to my clients when they are in need of a public adjuster.

Shannon L.

Frank and Tabitha have consistently delivered results for me and my clients. I would highly recommend Frank to anyone seeking a reputable adjuster who has the knowledge it takes to get you the most out of your claim.

Brian M.

This company is attentive and easy to work with. They make the process stress free. Good Claim is definitely trustworthy and I highly recommend them.

Victor N.

Frank was great to work with through this major natural disaster. If you think an insurance company has your best interest, think again. My insurance company issued an initial check to me that would not have repaired 1/3 of my damage. It was a laughable amount. I would use Good Claim Public Adjusters again. I am grateful for the work Frank did for my family.

Jay D.

Following the storm, the cleanup process was extensive.  What I did not realize was the task I would face getting the insurance company to pay attention to the situation I faced. Were it not for the thorough attention to detail by Frank and his team, my settlement would have been substantially less; if there was a settlement at all.

Ray C.

We had filed a claim with our insurance company regarding the excessive shingle damage to our roof due to wind. Here is a surprise–it was refused and we were staring at a bill of over $25,000.00 for a new roof. Frank was introduced to us and only because of his ability, professionalism, and follow up were we able to get a new roof while only costing us our deductible. Frank is very knowledgeable about the workings of the insurance companies. He knows what and how to ask questions and address the claim so it gets paid. You can trust Frank Evans and we are very happy to recommend him.

D. Barnard

He is very knowledgeable.  He follows through on his commitments.  Frank is very responsive.

R. Overby

I personally have worked with Frank on multiple claims.  He is very professional and knowledgeable in his field.

M. Boen

Water & Flood Insurance Claims

Water Damage Claims Fernandina BeachPrior to the 1970’s, damage caused by floods were not typically covered by the private insurance market. The devastation and extent of the damage that a flood can cause is severe and high risk for insurance carriers. Today, Fernandina Beach homeowners or commercial property owners are able to purchase a flood policy – these policies are entirely separate from your primary property insurance plans. Your property insurance does NOT normally cover flood damage claims.

For residents of Fernandina Beach, flooding is a common reality, so it is almost always advisable to purchase a flood insurance policy for your home or business. As flood damage claims Fernandina Beach public adjusters who deal with flood issues on a regular basis, we recommend you be familiar with the terms of your policy. That means reading, reviewing and making sure you understand the limitations of it.

If you experience flood damage and must call a Water Damage Restoration company to dry out your property, you must also be familiar with the rules that FEMA uses to pay you back. You don’t want to get stuck with a massive bill since these restrictions are extremely strict and demanding.

Flood Damage Claims Fernandina BeachA water disaster can strike anytime anywhere. Generally, the occurrences are sudden and unexpected and the damages are often very difficult to detect depending on the specific nature of the loss.  It has been widely reported in the insurance industry that the most frequent type of loss is from the water.  Events such as pipe leaks, broken pipes, leaks from appliances, sewage backup, water entering from an opening in roofs and other high points of a building due to heavy rain are typical water losses that are covered under most risk property policies.  For those who have had no prior experience in handling an insurance claim, the policy language can be very confusing at best. To receive fair compensation for a loss, it is important to have an experienced Fernandina Beach water damage claims person advising you as the method for adjusting such losses can be highly technical and impact the way the settlement is determined.

Sewage Damage Claims

When dealing with a Fernandina Beach sewage damage insurance claim, you should be aware of something called a Black Water Loss. The handling of this type of loss is completely different and requires special care and treatment. A black water loss results from sewage or other chemical toxins in the water being released into your home or business. Simply drying out this type of moisture is not going to rid your property of these issues.  There may be life, health and safety issues that need to be addressed when cleaning up a black water loss. Good Claim Public Adjusters have the knowledge and expertise in handling all sewage damage claims.

Roof Claims

Public Adjusters Fernandina BeachYour roof is your first line of defense when a storm hits, and because of that, it can experience a lot of damage from many sources – wind, hail, fire, trees, and more. The gamut runs from complete tear-off to minor breaching and shingle damage. In any of these cases, you also run the risk of damage to your building’s interior and contents. Roof damage of all kinds each has its own circumstances and considerations in the eyes of the insurance carrier. Good Claim Public Adjusters will look at all of these to determine how to properly handle your claim and get you all the compensation you are owed. Our expert Fernandina Beach public adjusters at Good Claim can point you in the right direction.

Hurricane and Storm Damage Claims

Hurricane Damage Claims Fernandina BeachTypically a property insurance policy covers direct physical damage from hurricanes and other storm damage. If direct physical damage is obvious, such as entire roofs/walls or portions of roofs/walls blown away, then determining the coverage becomes easy. Sometimes however, the damage from a covered crisis is not so obvious. Our expert hurricane damage claims Fernandina Beach public adjusters at Good Claim can point you in the right direction.

Typically, to be approved for a hurricane damage insurance claim, if the windstorm event causes a breach (break) in the building envelope (that is, the roof or walls) and water comes into the building due to that breach, then you have coverage. This would include water damage to the building itself, such as drywall damage, particle board expansion, electrical damage, mold, etc. Water damage to contents would also typically be included as part of the loss. Wind-driven rain can also be very problematic in a hurricane as many insurance companies will not pay storm damage claims unless there is a breach or opening in a structure. Our storm and hurricane damage public adjusters have helped property insurance policyholders involved in every hurricane and as many or more tropical storms and severe windstorms for the last 28 years.

Call us today to find out how our hurricane damage public adjusters can help you with your hurricane damage insurance claim.

Lightning Claims

Storm Damage Claims Fernandina BeachThe most obvious damage caused by a lightning strike on your Fernandina Beach home or property is a fire. However, the most common damage is actually caused by the electrical surge produced by the strike. Anything connected to your electrical system can be destroyed or fried, including appliances, electronics, computers, phone systems, fixtures, and the electrical infrastructure of your home or business itself. These types of damages can be costly, and add up to far more than what you might believe.

After first investigating your lightning loss, Good Claim Public Adjusters will advise you on the most effective and accurate way to assess and document your lightning loss, including advice on whether the use of outside experts is warranted and necessary.

Power Outage Claims

What seems initially like an inconvenience can quickly become a widespread disruption. Loss of power or utility services like gas or water is often unpredictable as to when they will be restored. In a severe storm, the restoration of power and utilities can take weeks. This situation is not uncommon after a hurricane, an event which Fernandina Beach is familiar with. A homeowner or business owner needs to know whether they have insurance coverage for these types of situations. Will your insurance cover your temporary relocation expenses or the damage from the outage itself? Good Claim can help you to determine what reimbursement you might be due, and assist with your claims to your insurance carrier.

Tornado Claims

As most homeowners agree to, the family home is the single most valuable possession and typically the largest investment. When that home is damaged by a tornado and resulting hail damage, recovering the maximum amount of money needed to repair or replace the damaged property will certainly be the biggest challenge you could ever undertake.  Understanding the tornado damage insurance claim process or working with someone who does can make the difference of recovering what you should under your policy.

Good Claim Public Adjusters can help alleviate the grueling tornado damage claims process and will see to it that you restore your home or business back to its proper condition. Because we understand how insurance companies evaluate claims, we will make sure your claim estimates are backed by fact, you recover what is rightfully due under your policy, and minimize the haggling and stress your insurance company can impose on you when filing a tornado damage insurance claim.

Your Fernandina Beach Public Adjusters

No matter the type of insurance claim, whether it’s a water, sewage, flood, hurricane, or tornado damage claim, Good Claim Public Adjusters in Fernandina FL have the knowledge to get you the most out of your claim. With over 25 years of experience with water damage claims and other disasters, we handle your whole claim and make sure all damage is correctly compensated for. We’ll make sure you get the most out of your water damage restoration and repairs. We work for you, not the insurance company.

We service Fernandina Beach FL including 32034, 32097.

Some points of interest we service near include the Amelia Island Lighthouse.